This is an ongoing process. Over the course of your lifetime, your dreams, goals and circumstances can and will change. Through life's ups and downs, we will be there to provide specific services, guidance, and monitoring of your progress and help keep your plan in sync with your dreams.
First Job –
Begin Funding a Retirement Account, i.e. 401(k), IRA, etc
Get a Credit Card
Getting Married –
Purchase First Home
Purchase Disability Insurance
Diversify Your Portfolio
New Child –
Develop a College Savings Plan
Update Beneficiaries
Purchase Life Insurance
Establish a Basic Estate Plan
Changing Jobs, Divorce/Remarriage –
Consolidate 401(k) Assets from Previous Employers into a Rollover IRA
Mortgage Refinance/New Mortgage
Update Will/Trust/Power of Attorney
Retiring Parents, Parent Care –
Explore Assisted Living Options
Create a Comprehensive Estate Plan
Insure Your Retirement Income
Death of a Loved One –
Make Appropriate Funeral Arrangements
Have a Meaningful Celebration of Life
Execute estate documents and appropriately manage estate assets
Re-register bank, brokerage, real property, and other accounts and records
Retirement Planning –
Develop a Retirement Plan
Finance College Education
Legacy Planning –
Transfer of Assets to Beneficiaries
Purchase Second Home
Diversify Your Portfolio
Early Retirement –
Utilize Advanced Estate Planning Techniques
Establish a Retirement Income Distribution Strategy
Explore Charitable Giving Options
Late Retirement –
Update Will/Estate Plan
Start Taking IRA Required Minimum Distributions at Age 70 ½
Manage Medical Expenses
Make Assisted Living Arrangements